Mr. Jason was walking along the sea shore. Suddenly it started drizzling and turned into a heavy rain. He wasn’t carrying any umbrella, not even any cap. He was completely wet and all his clothes were soaked in rain. Yet not even a single strand of his hair was wet! How was that possible?
I dig out tiny caves, and store gold and silver in them.
I also build bridges of silver and make crowns of gold.
They are the smallest you could imagine.
Sooner or later everybody needs my help,
yet many people are afraid to let me help them.
What am I?