There was once a college that offered a class on probability applied to the real world.
The class was relatively easy, but there was a catch.
There were no homework assignments or tests, but there was a final exam that would have only one question on it.
When everyone received the test it was a blank sheet of paper with a solitary question on it: "What is risk?"
Most students were able to pass, but only one student received 100% for the class!
Even stranger was that he only wrote down one word!
What did he write?