I dig out tiny caves, and store gold and silver in them.
I also build bridges of silver and make crowns of gold.
They are the smallest you could imagine.
Sooner or later everybody needs my help,
yet many people are afraid to let me help them.
What am I?
It can't be seen, can't be felt,
can't be heard and can't be smelt.
It lies behind stars and under hills,
and empty holes it fills.
It comes first and follows after,
ends life and kills laughter.
What is it?
