I dig out tiny caves, and store gold and silver in them.
I also build bridges of silver and make crowns of gold.
They are the smallest you could imagine.
Sooner or later everybody needs my help,
yet many people are afraid to let me help them.
What am I?
Four cars come to a four way stop, all coming from a different direction. They can't decide who got there first, so they all entered the intersection at the same time. They do not crash into each other. How is this possible?